Money is a big part of life. You earn it, spend it, loan it, borrow it
and owe it. Many students start college with little or no personal
experience in managing their finances. Understanding and practicing
effective money management by developing a good spending habits,
spending plan, identifying your goals and tracking expenses will help
you avoid unnecessary debt while you are in school. Why? Because
everyday spending decisions, especially the credit-based ones, will do
far more harm to one's financial future than any investment decision
they may ever make. The skills you learn now will help you to
successfully manage your money for the rest of your life.
StudentDebtHelp.org is a comprehensive online portal designed to help you, the student, by providing resources to tackle challenges like budgeting and how to build a good credit history. For example, check out When Credit Is Due. And the links to the ICFE's spending quizzes - Are you a good spender? Are you an overspender?
Remember to contact your school's Financial Services office if you have any problems with your student loans, credit card debt or other financial hardships that you may have trouble resolving on your own.
THE SDH/ICFE/CASDRAP MISSION: To improve the financial literacy of college, university and other post-secondary students.